Special Report
Special Report

Dear Homeowner,

 Trying to lease or sell your home can be a Nightmare! But, after reading this Special Report, you may very well have a qualified tenant or buyer within the next 9 days... ME!  While I can't promise you I'll buy your house in the next 9 days, I can tell you I’m constantly looking for and buying nice homes like yours from other folks across the country. 

 I am well qualified to buy your home, and very interested in doing just that.   As you read this Report, you'll get a good general idea of what I’m look for and some answers to questions I’m commonly asked.

 First of all, I am not a Realtor, but a private individual like you.

 People who've never tried to lease or sell a home themselves just don't seem to understand all that's involved:  The details, the time, the waiting, the ads that never seem to make the phone ring, having strangers walking through your bedroom (strangers that feel obligated to pick apart the most trivial features of your interior decorating tastes), two faced people, who smile and nod and act serious, but never call back.

It can be a much bigger hassle than you ever thought possible... in fact, it can easily turn into your worst nightmare!

 Like I said, I am not a Realtor, but I know what homeowners go through when they try to lease or sell their house.  You may still be in the "thinking about it" stage.  Maybe you've already tried listing your house with an agent... maybe you haven't decided you're ready to go that route yet. 

 While it can't hurt to list with a Real Estate agent or broker, by the same token, do they ever seem to have the same "feel" for your house as you do?  After all, if you had a computer sitting in your office loaded with thousands of nice, beautiful houses of all shapes, sizes, and price ranges... what kind of real "selling" would you actually do? 

Would you really go all out and work on selling one particular customer's house?  Or would you pick out a selection of several houses for your prospective buyers, hoping to land them on one... any one... of the many homes you'd selected?

Come on... you'd go with the numbers.  After all, you don't have any personal liability if the seller's house sits an extra week or two... and there's always the next customer and the next listing.  But then, you're no Realtor, either. 

That's why more and more folks have gone the "For Sale By Owner" route: you buy your sign, you place your ad, you show your home and you wait.  You call back the lookers and leave messages on their answering machines.  Maybe you actually get a live one, and write up an agreement!

 Several weeks pass. You start thinking something's going wrong.   Financing? But it's supposed to be the buyer's job to get a loan, not yours!   Right?

 Can you tell I've been there?  Right back on square one, with a beautiful house, priced right, and not a clue on how to make it go away.   Looking down the barrel of a deadline to move. 

Sometimes the reasons people sell their home are great ones... a new job, a transfer, building or buying another home. 

Sometimes the reasons aren't so good at all... bankruptcy, divorce, foreclosure. 

Thinking about selling can quickly become wanting to sell... and its amazing how fast "want to" can become "have to".  Whatever the reason, it puts you in a pickle. 

What if I was sitting at your dining room table right now, and told you I wanted to buy your house...? 

No sweat on the credit... in fact, I may very well close with all cash. No problem with the non-assumable loan.  No problem catching up any payments in arrears.  I can probably wrap up the whole thing within 24 hours.  Would you perk up a little if that were the case?    

I don't know how much you owe, how much it's worth, or any of that.  Those details can be handled when we are at your table. 

What I do know... and what you should know, is...

If you call me and give me the facts, I’ll either tell you on the spot I can't help, or leave you with one or more offers... within 24 hours.

I buy and sell property.  You might say I’m an investor.  With your property, I'll probably structure several options, and let you choose the one that best suits your needs.

The purchase price will be sufficient. I guarantee it! I will immediately take the financial burden of any monthly mortgage payments off your back, and I'll also take care of any fix-ups or maintenance, regardless of how minor or how serious.  What's more, I'll close when you're ready.

You see, I've found I can make a profit on homes that even real estate agents have passed up... because I personally handle the whole process.  When I agree with you to purchase your property... I take it seriously... I treat your house like it's my own. 

Your situation literally becomes my own.  And, frankly, I don't know how to make it work any other way.

You can get on with your life!

  Look, like I said earlier, people sell homes for various reasons.  Maybe it's a new job that requires a move, and they don't want to carry double house payments.  Maybe it's a company downsizing that creates the problem.  It could be bankruptcy or foreclosure... or they could've won the lottery.  Perhaps they want to build... they're tired of the same old neighborhood... they need something bigger, something smaller.  It could be death or divorce... or marriage or birth.

Whatever it is, that house has become something to move beyond.  To sell, to put behind you, so you can get on with the business of living your life.

I’m not a cynical people, this is reality.  Granted I don't know your particular reasons for selling, but I do know how to get your house closed as quickly and as professionally as possible.  In fact...

Here's the game plan to sell your house quickly...                                     

After I agree on the purchase price, and verify the amount you owe on your mortgage, if the circumstances are right I may pay all cash at the closing.  If not, I may work out monthly payments for a period.  Or, sometimes it's best to lease option your home.  Whichever way you go...

You get immediate relief from your monthly obligation to the mortgage company.

Please don't misunderstand or assume that I have to "steal" your house or that you need a lot of equity for me to be interested.  I've worked with all kinds of circumstances and have been thoroughly trained to create solutions after so-called "experts" have given up and quit.

Again, if you call in the facts, I'll tell you within two minutes if I can help.  Now that I've got that clarified, allow me to give you a few examples of how I might help.

In many cases, I may come to closing with the ability to pay off your mortgage, and you receive your equity at that time. 

Because the banks only know one speed (slow!), sometimes it makes sense for me to lease the house for a while. I'll explain the details in a minute.

The best part is, your loan doesn't even have to be assumable for this to work!  Regardless of the type of loan: assumable, non assumable, assumable with qualifying, FHA, VA, or Conventional, our lease and purchase program works for all transactions, because you never relinquish title until closing. 

I take care of your monthly payments, take on all responsibility for the maintenance and upkeep of your property, and liquidate your asset, before it becomes a liability!  Now seriously, does it get better than that?   As I stated before, my program can work in any situation.  I'll create the solutions, and you pick the one you like best!

This couple called me and sold me their home within 3 days.
(The names have been changed.)

Staff Sergeant Will Parker was career military.  As often happens, without warning, he received notice that he was being transferred in 90 days.

Will and Kathy had just built their beautiful 2,500 sq. ft. home just 2 years before, and they'd used his VA eligibility to obtain financing.  If they couldn't sell before his transfer, their only choice would be to make double payments.  The prospect of renting his house out while being away did not excite him whatsoever.  Smart man! 

He'd been trying to sell it for over two months when he called, and he was looking for some answers!  He was excited to hear that I had a way out for them.  Later, at their home, I looked over their loan papers, and I began to solve their problem.

You see, they owed $181,774 at 8%, paying $1,646.30 a month.  Kathy had a friend who was a Realtor, and she'd told them they were probably upside-down  (owed more in principal and interest than the house would sell for), since they'd just taken out the loan. 

All these folks wanted was to get out from under the liability of the loan, so they could be eligible for a new loan on a new house.  I agreed to pay Will and Kathy full retail value (top dollar) upon purchase, and to cover their mortgage payments under a lease until then.  Our objective was to lease the property from the Parkers with the option to buy and then find a quality tenant/buyer to occupy the house until they were ready to buy.  After a quick title check, I immediately began our marketing campaign, and to be honest it was easy!

You see, in this business you develop files on qualified buyers looking for houses.  They all have their own criteria, as far as monthly payments they're looking for, down payment they have, how many bedrooms and bathrooms, etc. So I simply began calling some prospective clients, knowing that this house met their criteria.  The third couple I called wanted to see it right away, so I met them at the house that afternoon.

The next day they called me, wanted the house, and they were in our office that afternoon signing papers.  It was that quick and easy! I immediately began the process of walking them through the details required for the assumption (VA takes 3-4 months to get an approval).  During this process, I simply leased back the property to them, completely covering the mortgage payments for the Parkers.  In the meantime, Sgt. and Mrs. Parker were able to obtain their new financing, based on the lease agreement between them and my company. 

The Parkers got their new home, the new family had a home immediately, and within 90 days I closed the sale.  I realized a profit from our prospective buyer's down payment.  But most importantly, the Parkers were released from liability, making life a lot less stressful for them.  It was a win/win situation for all 3 parties involved, and just another example of how this lease/option program can work for anyone.  Now I can't promise you I can do the same for you.  Frankly, it usually takes longer than three months.

But remember, lease/options are only one of many tools in our "arsenal".   There's just no way in a single Report I could possibly answer every question and every need you may have... Consider this an overview.  If it strikes a nerve... if you find you're in a position with your home that doesn't seem to be going anywhere, one you think I could possibly help solve, call me today.  My phone is printed at the end of this Report. 

You won't get some sales pitch or some agent... when you call, you'll get me. I'll answer any questions I can right on the phone.  In fact, I'm going to answer the most common questions about lease/options now.

By the way, don't worry if you don't want anyone living in your home while you're selling... I have a solution to that, too!  Read on...

 LEASE/OPTION
(With the right to sublease)

What is it?

Taking possession of a property by leasing it from the seller with an option to buy at a predetermined price, retaining the right to sublease to a tenant/buyer, giving them the right to purchase from you.  Commonly referred to as a sandwich lease.

What if the tenant tears up our house?

There's no way I can guarantee you a tenant won't damage your house since I won't be living with them.  But under our agreement, if that happened, I would repair it at our expense.  Our objective is to find a buyer who will eventually qualify for a loan, and not a "tenant".  Damages are rarely a problem.  Again, if it happens, I'll fix it as per our written agreement. 

When will you sell the house?

I can't give you an exact time.  It will be up to the tenant/buyer to make that decision within the time frame they have.  I can tell you I get paid when they buy, so obviously I'll be pushing them to do so...  quickly!  In the meantime, your payments will be made, which relieves you of the financial burden.

How do we know we can trust you?

I can understand your concern.  I'll meet face to face after you call.   You'll find I don't make empty promises... I shoot straight and I know this business.  I believe we can create a solution that will work for both of us.  If not, or if you're not comfortable after we meet, we'll shake hands and go our separate ways.  Honestly, I’ll view our business relationships as being more personal than just handling a house... I want you to be confident, and able to sleep well every night without worrying about your house or your payments.  In fact, I wouldn't enter an agreement with anyone if I weren't confident in that person...  and I don't expect any less from you.  I'm willing to devote my time and resources to your house, but only if you feel comfortable with that arrangement.

How do we know you'll make our mortgage payments?

I can pay you direct and let you forward it to the mortgage company yourself or I can hire a third party escrow company to collect from me and pay it. You can also choose for us to pay your lender directly.  If I didn't pay, the lender would immediately notify you.  So you're always on top, whichever method you choose.

Why don't we just list with a Realtor?

That's certainly an option, but obviously a Realtor won't make your payment for you while they're attempting to sell your house.  I'm willing to make your payment, lease or buy your house, and maintain all the while.  I’ll give it my personal attention, and you can forget about it until my tenant is ready to buy.

Here's Another Alternative...

Perhaps the idea of someone else being in your house doesn't sit well with you.  You're thinking  "...I'll be too far away, the house will get torn up, payments might not get paid... I'd really just prefer our house be sold before someone else moves in."

I can understand that.  If the Lease/Option Program doesn't sound like what you want, then my Option Program may be better for you.  With this program, there is no tenant in the house and there's absolutely no risk to you at all.   If that sounds more to your taste and your house qualifies, I'll explain the details when you call.

And, just think... that's only our lease/option plan.  Just one available solution. 

I may just buy and immediately pay you all cash…

…as I’ve done several times recently.  Whatever your situation is, I can usually show you how I can buy your house right away.

Now, I know this is a lot of information to digest at one time, but if you're still with us at this point, chances are you're interested in doing whatever it takes to get your house leased or sold quickly!   Call us! If you're ready to act now or have some immediate questions you can contact us immediately at 941-780-6600.

  If you want an alternative to the stale, conventional ways of selling your home, pick up the phone and call us now!  You have everything to gain and nothing to lose!

If by chance we can't do business, that's OK.  We can still be friends.   But I honestly believe you'll be pleasantly surprised when you call... I specialize in solutions!  By calling Al Khleif at 941-780-6600 , you give me the chance to be your solution.  I urge you to let me try.

Sincerely,

Al 

P.S.      I don't know how many months you've been trying to lease or sell your house (or thinking about selling!), but every month you wait is costing you unnecessary expenses... eating up the precious income you work so hard to earn.  Your home is an asset... sell it as an asset.  Don't let it become a liability, a burden, and the proverbial "anchor around your neck".   There's a real good chance I can help... and a few minutes on the phone will probably give you the answers you need.  Don't procrastinate... call me up today!

P.P.S.    Please don't be under the impression that a lease/option is the only way I can help.  I buy many homes and pay cash within a few days.  I buy in all price ranges, in any condition or area.  Before you decide I can't help with your house, call us with the facts, and I'll let you know right there and then if I can.  Even if I don't buy or lease, I'd be glad to offer any assistance I can.  What have you got to lose?  Call Al Khleif now at 941-780-6600.